Debt can be a wrecking ball — for finance, family, faith & mental health
Every helpseeker we walk alongside comes to us at a breaking point — behind on bills, drowning in interest, often alone and standing at the edge of a cliff, too ashamed to ask for help. 59% earn $2,201–$5,500 a month — squarely middle income; this isn't a fringe problem. It reaches every kind of household, not just the visibly struggling. Adullam exists to meet them there: with a listening ear first, and a practical plan for a financial restart second.
We walk with individuals and families of every race and religion across Singapore, be it low-income, middle-income, or high-income — negotiating directly with licensed moneylenders and creditors, and counselling helpseekers through the harder territory of unlicensed moneylender (loan shark) debt.
Every gift you give goes straight into that work — another counselling session held, another negotiation carried through, another family given room to breathe again. That's what your generosity makes possible, one helpseeker at a time.
Your gift isn't a line item for us — it's the reason the phone gets answered the next time someone calls in crisis.